Category: Financial Planning
-
How to create a personal balance sheet and track net worth effectively
Why a Personal Balance Sheet Beats Gut Feeling If you’ve ever tried to “just remember” roughly how much you own and how much you owe, you already know этот метод разваливается при первом же форс‑мажоре. Личный баланс показывает, как устроены ваши деньги в статике: активы, обязательства и итоговый капитал. Это не только способ посчитать богатство,…
-
How to compute and interpret your personal financial statements for better decisions
Why your personal financial statements matter (and why they suddenly feel very 2025) Before apps and robo‑advisors, people literally kept their finances in ledgers and envelopes. In the early 1900s, a “statement” might be a notebook with ink stains and a lot of guesswork. Today, in 2025, you can connect your bank, broker, and even…
-
Budgeting tips for managing variable prize winnings and sponsorship income
Why budgeting prize money and sponsorships feels so tricky If your income comes from tournaments, appearance fees, brand deals or creator sponsorships, your cash flow probably looks like a rollercoaster. One month you land a big win, the next month is almost empty. That’s exactly why financial planning for athletes with prize money and sponsorships…
-
Student loans and crypto investing: a practical plan to pay debt and grow wealth
Why mixing student loans and crypto even makes sense Paying off debt and buying volatile assets sounds contradictory, but in reality people do it all the time through 401(k) contributions, brokerage accounts and side investments. Crypto is just a higher‑beta version of that idea. The real problem isn’t “crypto vs loans”, it’s absence of structure….
-
Stock options trading basics for gamers and developers starting with investing
Why gamers and devs are strangely well‑suited for options trading If you’ve ever min‑maxed a build in an RPG, theorycrafted DPS rotations, or debugged a race condition at 3 a.m., you already have the right brain wiring for stock options. Options trading looks scary from the outside, but at its core это про вероятности, системное…
-
Diversified income: practical tips for earning more with gaming streams
Diversifying income around gaming streams: why it matters in 2025 Over the last three years, the gaming and creator economy has grown, but also become less predictable, так что опираться на один источник дохода уже рискованно. По данным Newzoo, глобальный игровой рынок вырос с примерно 176 млрд долларов в 2022 году до около 184 млрд…
-
How to build a financial cushion for unpredictable prize pools in gaming
Why prize-pool money needs a safety net When your main income comes from prize pools, grants, contests or tournaments, you already know the emotional roller coaster of one month looking golden and the next month feeling like a desert. That’s exactly why learning how to build a financial cushion for unpredictable prize pools is less…
-
Gamer-friendly guide to automating investments with smart recurring transfers
Why gamers should care about automated investing Gamers уже привыкли к прогрессу «в оффлайне», пока персонаж качает уровни или фармит ресурсы. Деньги могут работать похожим образом: automated investing for gamers — это когда ты один раз настраиваешь систему, а дальше капитал растёт без ежедневного микроменеджмента. Главное отличие от гринда в MMO — здесь не нужно…
-
Mastering the art of delayed gratification in personal finance for lasting wealth
Why delayed gratification matters more than your salary Most people think money problems решаются ростом дохода. На практике разница между delayed gratification vs instant gratification in financial planning даёт гораздо больший эффект. Один клиент, Сергей, зарабатывал средне, но через 10 лет накопил на квартиру без ипотеки, просто потому что умел ждать. Его друг с таким…
-
How to leverage gaming analytics to improve financial planning and Roi
Why gaming analytics belongs in your financial planning toolkit Most people separate “money stuff” and “gaming stuff” into different mental folders. In reality, the same data that helps studios tune difficulty curves and fix churn can also radically improve how you plan budgets, investments and growth. If you’ve ever looked at a live‑ops dashboard and…